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Welcome to Unique Insurance

Unique Insurance (UIC) is a limited liability company, incorporated in October 1999 and licensed by the Ghana National Insurance Commission to underwrite General Insurance businesses. UIC is also a member of the Ghana Insurers Association.


Unique Insurance Company Limited is owned by the Ghana Mine Workers Union, Jislah Financial Holdings, The Ghana Trades Union Congress (TUC), Ghana National Association of Teachers and other cooperative organisations and high net worth individuals.

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Unique Insurance Company Limited is affiliated to the International Co-operative and Mutual Insurance Federation (ICMIF) with representation in 72 countries by 200 insurance companies and controls 30% of the global insurance market. Unique Insurance Company Limited is the only member from Ghana.

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To offer a wide array of innovative insurance products at affordable prices to our valued clients and ensure adequate returns to our shareholders while motivating our workforce.

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Motor Comprehensive

Covers own-damage, Total Loss, Third party Property damage, Theft and Fire

Motor Third Party

The minimum requirement by law (the Motor Vehicles Third Party Insurance Act of 1958) is to provide insurance in respect of legal liability to pay damages unlimited in amount for death or bodily injury caused to any person, arising out of the use of a motor vehicle.

Fire and Allied Perils

Our Standard Fire Policy covers Loss or damage to your property caused by Fire, Lightning and Explosion. Read more... This is a wide cover that offers the insured indemnity for loss resulting from the occurrence of Fire and may be taken to cover both buildings and their contents.


This policy indemnifies the insured against loss resulting from burglary. It also covers damage as a result of theft through forcible and violent entry into, or exit from the premises.


Unique Travel insurance is a product of the Unique brand designed to cater for the needs of travelers:
Medical expenses arising from an illness / bodily injury.
Hospitalization costs and Repatriation to Ghana after treatment
Repatriation of policyholder’s corpse or ashes to Ghana
Baggage loss/delay

Marine Hull

This policy covers the ocean moving vessels against perils of the sea.

Marine Cargo

Our marine policies are for insuring your cargo against all types of losses that may occur; this ensures that your imports and exports are safe. This policy may also be taken to cover air cargo and other types of freight.

Workmen Compensation

The Unique WC policy will provide the funds to pay damages to an injured employee or the representative of a fatally injured employee when the Company is legally liable.


Mr. Victor Obeng-Adiyiah Esq.
managing Director

Victor joined Unique Insurance in May 2013 having worked with Olam Ghana Ltd (a multinational agri-business company) as Operations Manager, SIC Insurance as Marketing Manager, SIC Financial Services Ltd as Head of Marketing & Compliance and also doubling as the Company Secretary, NEM Insurance Ghana Ltd as General Manager and Phoenix Life again as the General Manager


Mr. Samuel Awotwe
General Manager - Finance

Sam worked in two different positions with Vanguard Assurance Company Ghana Ltd where he first served as Internal Auditor and later seconded as the Financial Controller of the company. He also worked with FOS Aluminium Co Ltd as the Finance Manager.

Bernard is a Chartered Insurer with over 10 years of practical experience in Life Assurance, Non-Life Insurance, and Broking. He earned the Associateship of the Chartered Insurance Institute of the United Kingdom in June 2010 after completing the Advanced Diploma in Insurance qualification.


Mr. Bernard Ohemeng-Baah
General Manager - Operations