The minimum requirement by law (the Motor Vehicles Third Party Insurance Act of 1958)
is to provide insurance in respect of legal liability to pay damages unlimited in
amount for death or bodily injury caused to any person, arising out of the use of
a motor vehicle.
Our Standard Fire Policy covers Loss or damage to your property caused
by Fire, Lightning and Explosion.
This is a wide cover that offers the insured indemnity for loss
resulting from the occurrence of Fire and may be taken to cover
both buildings and their contents.
Unique Travel insurance is a product of the Unique brand designed to cater
for the needs
of travelers: Medical expenses arising from an illness / bodily injury. Hospitalization costs and Repatriation to Ghana after treatment Repatriation of policyholderâ€™s corpse or ashes to Ghana. Baggage loss/delay
Our marine policies are for insuring your cargo against all types of losses
that may occur; this ensures that your imports and exports are safe.
This policy may also be taken to cover air cargo and other types of freight.
The Goods-In-Transit policy would indemnify the insured against the accidental
loss of (or damage to) goods/stock while being loaded onto, carried or unloaded;
and during transit by road resulting from fire or accident to the carrying vehicle
or theft in connection with violence against an employee or carrier.
This is a policy designed to protect the asset base of an organization.
It offers protection for your building(s) against fire, the impact of flood,
earthquake, windstorm, burst pipe, aircraft (or articles dropped therefrom),
riot, strike, civil commotion and malicious damage.
The contents of the building are also covered under this policy, against all
these perils as well as Burglary.
This policy covers money (which is expressed to include cash, bank and currency notes,
cheques, postal and money orders) against accidental Loss, Damage or destruction from
any cause including fire which is not specifically excluded whilst: -
1. In transit, being carried by the insured or his authorized representative or sent by
registered post. This is referred to as cash-in-transit.
2. On the insured premises during business hours. This is referred to as hold-up
3. In a locked safe or strong room. This is referred to as cash-in-safe